Introduction Auto insurance premiums have surged significantly in recent years—up over 33% from 2021 to 2024, with a further ~7% increase projected for 2025 . Drivers across the U.S. are feeling the financial squeeze. What’s behind this steep climb? 1. Inflation and Rising Repair Costs Inflation’s impact on vehicle parts and labor: The cost of repairs, … Read more
What Is a Specialist Wholesale Broker? Specialist wholesale brokers are intermediaries who focus on specific industries or lines of insurance that require a deep understanding of niche risks. Unlike generalist brokers, they often deal with: Hard-to-place risks Non-admitted markets Surplus lines Industry-specific exposures (e.g., construction, cyber, cannabis) Their expertise and connections allow retail agents to … Read more
Spotlight: RISE 2025 “35 Under 35” Honorees The RISE Awards “35 Under 35” honors gifted emerging professionals in insurance who have already made significant achievements. Eligibility required being 35 or younger by June 17, 2025. Notable recipients include: Alexandra Santo, Claims Consultant at Golden Bear Insurance Alison Murphy, Senior Underwriting Manager, Liberty Mutual Emily Cameron, Head … Read more
Women Leaders in Insurance in the USA: Paving the Way for a More Inclusive Industry The insurance industry in the United States, once dominated almost exclusively by men, has witnessed a powerful transformation in recent decades. Today, women leaders are not only shaping the future of the insurance sector—they are driving innovation, steering corporate growth, … Read more
Top Retail Insurance Brokers in the USALeaders in Client-Focused Risk Management Solutions Retail insurance brokers play a vital role in the insurance ecosystem by serving as intermediaries between clients—both individuals and businesses—and insurers. These professionals help assess risks, identify coverage needs, and secure the best policies at competitive rates. The U.S. retail insurance market is … Read more
Here’s an in-depth look at the best insurance companies to work for in the USA, based on employee reviews, benefits, culture, and industry recognition in 2024–2025: 1. USAA Why it stands out: Consistently praised by Forbes and J.D. Power as a top large employer, USAA offers military-focused employees strong benefits, purpose-driven culture, and resilience through … Read more
Introduction In today’s dynamic insurance landscape, collaboration is key. Insurance networks and alliances have become crucial players in delivering enhanced services, broader coverage options, and competitive pricing. These partnerships—comprised of insurers, managing general agents (MGAs), brokers, and other industry stakeholders—help foster innovation, strengthen underwriting, and improve customer experience. This article explores the best insurance networks … Read more
In the complex world of insurance, wholesale brokers and managing general agents (MGAs) play a critical role. Acting as the bridge between retail agents and insurers, they offer specialized coverage options and access to niche markets that are often unavailable through standard channels. In the United States, a handful of standout wholesale brokers and MGAs … Read more
Overview of California’s Workers’ Compensation Market In 2023, California recorded 680,000+ workers’ compensation claims (“first reports of injury”) The market is highly profitable, with insurers averaging a 91% combined ratio from 2015–2023 Coverage is mandatory for all employers with employees, and penalties for non-compliance can reach $100,000, fines, or jail time Leading Private Insurers in … Read more
In today’s hyper-connected world, businesses of all sizes face increasing risks from cyber threats — from data breaches to ransomware attacks. As cyberattacks become more frequent and damaging, cyber insurance has evolved from a luxury to a necessity. Choosing the right cyber insurance provider can be the difference between a swift recovery and a financial … Read more